Effective date: 11 May 2026
Company registration number: 2020/663477/07
VAT number: 4910319740
Physical address and address for service of legal notices: 1269 Gordon Hood Rd, Centurion Central, Centurion, 0046, South Africa
Contact number: (+27) 12 683 8700
Email: [email protected]
Website: https://sixpence.io
Place of registration: South Africa
The supplier of LedgerTax is Silver Sixpence (Pty) Ltd ("Sixpence", "we", "us"), a private company registered in South Africa.
LedgerTax is a South Africa-specific crypto tax calculation and reporting tool. The main characteristics, pricing, term, payment, cancellation and refund terms, service limitations, privacy terms and acceptable use requirements are set out in these Terms and the policies referenced in these Terms.
Unless expressly stated otherwise, Silver Sixpence (Pty) Ltd does not subscribe to a specific industry code of conduct or self-regulatory body for LedgerTax.
Complaints and support requests may be submitted to [email protected].
By creating an account, accessing, or using LedgerTax ("the Service"), you agree to these Terms. If you do not agree, do not use the Service.
If you use LedgerTax on behalf of another person or entity, you confirm you have authority to bind them, and the Enterprise Addendum may apply.
You may use LedgerTax only if you have the legal capacity to enter into a binding agreement under South African law.
LedgerTax is a South Africa-specific crypto tax calculation and reporting tool that:
LedgerTax:
You remain responsible for your tax affairs, filings, and compliance.
LedgerTax supports:
We may add, remove, or change authentication methods.
You are responsible for:
LedgerTax does not currently offer multi-factor authentication (MFA). You should use strong passwords and secure your email or SSO account, including any security features offered by Google or Microsoft. We may introduce MFA in future.
LedgerTax may support exchange and wallet data via:
We may add, remove, or change integrations.
You are responsible for:
LedgerTax may maintain an audit log of user changes to raw data and calculation inputs, including changes to transaction classifications, base costs, capital-versus-income assignments, tax-year settings, and other report assumptions. Audit logs are maintained to support transparency, troubleshooting, report review, data integrity, and, where available, audit-log exports.
If you choose to store read-only API keys in LedgerTax for syncing:
Despite safeguards, no system is perfectly secure. You accept this risk when storing credentials.
You are responsible for ensuring that any API keys or credentials connected to LedgerTax are read-only and do not grant trading, withdrawal, transfer, account-control, or other write permissions. LedgerTax does not require and will not intentionally request permissions to trade, withdraw, transfer, or move crypto assets. If you create or provide credentials with broader permissions, you are responsible for revoking or replacing them immediately.
The completeness score is a tool-generated indicator. It:
LedgerTax may automatically classify certain transactions or apply default calculation assumptions where the available data is incomplete, ambiguous, or insufficiently reconciled.
Where deposits, withdrawals, or transfers cannot be matched or supported by sufficient acquisition or disposal data, LedgerTax may apply conservative assumptions, including treating unmatched acquisitions as zero-cost acquisitions and unmatched disposals as market-value disposals, depending on the calculation context and report methodology.
LedgerTax will, where reasonably possible, indicate where classifications or assumptions have been automatically applied. You remain responsible for reviewing, correcting, and approving classifications, cost-basis changes, and capital-versus-income assignments before relying on any report.
LedgerTax cannot be held responsible for incorrect outcomes caused by missing data, incomplete transaction histories, incorrect source statements, incorrect user classifications, manual edits, unsupported assumptions, or failure to review automatically assigned classifications.
Your use of LedgerTax must comply with our Acceptable Use Policy ("AUP"). The AUP is incorporated into these Terms by reference and forms part of the binding agreement between you and Sixpence.
You must not use the Service in any way that the AUP prohibits, including unlawful use, unauthorised processing of third-party data, security violations, disruption of the Service, reverse engineering, or unauthorised sharing or resale of access.
We may suspend or terminate your access, and take other enforcement actions described in the AUP and these Terms, if we reasonably believe you have breached the AUP or pose a security or legal risk.
If there is any conflict between the AUP and these Terms, the stricter rule applies, and where applicable the Enterprise Addendum will govern enterprise use.
After the 12-month access period expires, your access to certain functionality may be restricted unless you renew. Data may continue to be retained in accordance with our Privacy Notice unless you request account deletion or data export, subject to legal, security, backup, and audit-log limitations.
Prices are displayed at checkout. Unless stated otherwise, prices are quoted in South African Rand. Prices may be inclusive or exclusive of VAT as indicated at checkout or on the invoice. Payment methods, billing details, and any applicable taxes will be shown before purchase confirmation. We may change pricing from time to time, but pricing changes will not affect an access period already purchased unless otherwise agreed in writing.
We do not store full card details unless expressly stated. Card or payment information is processed by the applicable payment provider.
Enterprise subscriptions are governed by the Enterprise Addendum.
There is no trial unless expressly offered in writing.
Subject to applicable law, fees are non-refundable once access to the Service has been provided, data has been imported or synced, or a report has been generated.
By purchasing access to LedgerTax and using the Service, you request and consent to the Service beginning immediately. Where applicable law provides a cooling-off, cancellation, or refund right, that right will apply only to the extent required by law and may be limited where the Service has already begun with your consent or where statutory exclusions apply.
Nothing in these Terms limits or excludes any consumer right that cannot lawfully be limited or excluded.
LedgerTax is provided on an "as available" basis. We do not provide any uptime, availability, response-time, recovery-time, or service-level commitment unless expressly agreed in a separate written agreement.
The Service may be unavailable, delayed, degraded, or interrupted from time to time, including due to maintenance, upgrades, deployments, third-party service failures, hosting interruptions, connectivity issues, security incidents, force majeure events, or other operational reasons.
We may perform scheduled maintenance, upgrades, fixes, deployments, or infrastructure changes from time to time. Scheduled maintenance may affect access to the Service, including login, data imports, API syncing, CSV uploads, calculations, report generation, exports, or support functionality.
Where reasonably practicable, we will notify users in advance of scheduled maintenance that is expected to materially affect access to the Service. Notice may be provided by email, in-app notification, website notice, status page, or any other reasonable communication method.
We may perform emergency maintenance or suspend access without advance notice where we reasonably consider it necessary to protect the Service, user data, system integrity, security, availability, or legal compliance.
In the case of unplanned outages or emergency maintenance, we will use reasonable efforts to notify affected users as soon as practicable, taking into account the nature, urgency, and impact of the issue.
You remain responsible for your own tax affairs, deadlines, filings, payments, record-keeping, and compliance obligations, even if the Service is unavailable, delayed, or degraded. You should not rely on uninterrupted access to LedgerTax as your only means of meeting tax deadlines or preserving tax records.
To the maximum extent permitted by law, Sixpence is not liable for losses, penalties, interest, missed deadlines, filing delays, data-sync delays, reporting delays, or other consequences arising from downtime, maintenance, outages, or service interruptions.
We may modify, improve, suspend, discontinue, or replace any part of the Service from time to time, including integrations, report formats, calculation workflows, import methods, user-interface elements, and support features. Where a material change is expected to materially affect paid access or core functionality, we will take reasonable steps to notify users.
LedgerTax, including software, templates, interfaces, and branding, is owned by Sixpence or its licensors. You receive a limited, non-exclusive, non-transferable right to use the Service during your paid access period, subject to these Terms.
As between you and Sixpence, you retain ownership of the data, files, records, and information that you upload, connect, classify, edit, or otherwise provide to LedgerTax ("User Data").
You grant Sixpence a limited licence to host, process, transmit, analyse, display, export, and otherwise use User Data as necessary to provide, secure, maintain, and improve the Service, generate reports, provide support, comply with law, and exercise rights under these Terms.
This licence continues for as long as needed to provide the Service and for any retention period permitted under these Terms, the Privacy Notice, or applicable law.
LedgerTax reports are generated from the data, classifications, tax-year settings, and assumptions available in the Service at the time the report is produced.
Reports are intended as supporting documents only. They are not tax advice, legal advice, financial advice, audit opinions, assurance reports, SARS submissions, or guarantees of tax treatment.
You are responsible for reviewing and validating:
LedgerTax does not have knowledge of your wider financial position, non-crypto income, deductions, allowances, assessed losses, tax registrations, personal circumstances, business activities, or other facts that may affect your tax treatment.
You acknowledge:
LedgerTax may process:
Data is hosted in South Africa. Data is retained, exported, deleted, or de-identified in accordance with our Privacy Notice, including any applicable legal, security, backup, billing, report-integrity, and audit-log limitations. You may request data export or account deletion via [email protected], subject to reasonable identity verification.
You agree that we may use:
We process personal information in line with POPIA principles, including lawfulness, minimality, purpose limitation, safeguards, and data subject rights.
Nothing in these Terms excludes or limits any liability or consumer right that cannot lawfully be excluded or limited under applicable law, including any rights that may apply under South African consumer protection, electronic communications, data protection, or other mandatory laws.
The Service is provided "as is" and "as available". We do not warrant that:
To the maximum extent permitted by law, Sixpence is not liable for:
To the maximum extent permitted by law, Sixpence's total liability is capped at the fees you paid in the preceding 12 months.
You indemnify Sixpence against claims, losses, and costs arising from:
We may suspend or terminate access if we reasonably believe you breached these Terms or pose a legal or security risk.
You may request account deletion at any time. Fees already paid are non-refundable except to the extent required by applicable law or expressly stated in Section 9.3.
These Terms are governed by the laws of South Africa.
Before starting formal proceedings, either party may refer a dispute to the other party in writing, and the parties will use reasonable efforts to resolve the dispute within 14 days. This does not prevent either party from seeking urgent relief or taking steps required to preserve rights.
Subject to applicable law, you consent to the jurisdiction of the courts in Gauteng for disputes arising from these Terms or the Service. Nothing in these Terms prevents you from exercising any non-excludable consumer, data protection, or regulatory complaint rights.
You agree that we may provide notices and communications electronically, including by email, in-app notification, website notice, status page notice, or other reasonable electronic method. Electronic notices satisfy any requirement that a notice be provided in writing, to the extent permitted by law.
We may update these Terms. If changes are material, we will take reasonable steps to notify you, for example by in-app notice or email. Continued use means you accept the updated Terms.
This Addendum applies when an organisation ("Enterprise Customer") uses LedgerTax to process data for end clients ("End Clients").
The Enterprise Customer accepts these Terms and this Addendum on behalf of its End Clients and warrants it has lawful authority, mandate, and permissions to:
The Enterprise Customer is responsible for determining the lawful basis for processing End Client data, providing required notices to End Clients, obtaining required mandates or permissions, and complying with its own POPIA and professional obligations.
To the extent that Sixpence processes End Client personal information on behalf of the Enterprise Customer, Sixpence acts as an operator or service provider for the purpose of providing LedgerTax. Sixpence will process such information only as authorised by the Enterprise Customer, treat it as confidential, and apply reasonable technical and organisational safeguards.
Sixpence will notify the Enterprise Customer where it has reasonable grounds to believe that End Client personal information processed by Sixpence has been accessed or acquired by an unauthorised person, subject to reasonable investigation, containment, and legal requirements.
The Enterprise Customer is responsible for handling End Client requests, complaints, and professional obligations, unless otherwise agreed in writing.
The Enterprise Customer must:
The Enterprise Customer indemnifies Sixpence against claims arising from:
Sixpence's liability to the Enterprise Customer is capped at fees paid in the preceding 12 months and excludes SARS-related penalties, interest, audit outcomes, and indirect losses as set out in the main Terms.